"Good morning, ma'am, I've come to ask for collections, for the Salvation Army, " said the man in the bright red Santa suit to the woman who opened the door wearing nothing but panties and a see- through negligee. "How do I know that?" the young woman replied. "How do I know you're really with the Salvation Army? How do I know you aren't some sex fiend who has come to take advantage of a poor, defenseless female who's all alone in her house .. and will be until 5:30 pm this evening?"